Card directory · Fold
Fold Card
The bitcoin-first spending card in the US — sats back on everyday purchases with a rewards program built entirely around accumulating bitcoin.
The longer story
Fold is the card for people whose goal is accumulating bitcoin without thinking about it: a debit card where everyday spending earns sats back, wrapped in an app built around stacking (roulette-style bonus spins, gift-card boosts, auto-buys). Among US options it is the only one where bitcoin isn’t a reward option but the entire point.
It suits US users who want their groceries to stack sats passively. Rewards accrue custodially in the Fold account — sweep to self-custody periodically — and the richer reward tiers sit behind a paid plan, so read the current terms before choosing one.
Quick answers
- What is the Fold Card?
- The Fold Card is a debit card from Fold with rewards paid in bitcoin (sats). The bitcoin-first spending card in the US — sats back on everyday purchases with a rewards program built entirely around accumulating bitcoin.
- Where is the Fold Card available?
- Fold Card availability covers United States — always verify your country on the official site, as card programs change regions more often than any directory can track.
- Are Fold Card rewards self-custodial?
- No — rewards accrue in a custodial account with Fold. The bitcoiner's practice is to sweep accumulated rewards to a wallet you control periodically.
Compare & alternatives
All Bitcoin cards → · Sweep rewards to a wallet you control → · Tax on spending, by country →