Card comparison
Fold Card vs Gemini Credit Card
We compare what persists — rewards asset, card type, regions, custody. Cashback rates and fees change monthly, so check those on the official sites at decision time.
Fold CardGemini Credit Card
Rewards paid in●Bitcoin (sats)Multi-crypto
Card type●DebitCredit
Provider●FoldGemini
RegionsUnited StatesUnited States
Rewards custodyCustodialCustodial
● = where they differ
Fold Card
The bitcoin-first spending card in the US — sats back on everyday purchases with a rewards program built entirely around accumulating bitcoin.
Gemini Credit Card
A true credit card (credit check, credit line) with rewards paid in crypto of your choice, including bitcoin — rewards land on the Gemini exchange.
Other comparisons
All Bitcoin cards → · Sweep rewards to a wallet you control →