Card directory · BitPay
BitPay Card
The spend-your-bitcoin card rather than an earn card: load from your own wallet, spend anywhere Mastercard works. No rewards program.
The longer story
The BitPay card answers a different question than the rewards cards: not “how do I earn bitcoin?” but “how do I spend it?” Load the prepaid Mastercard from your own wallet via the BitPay app, then spend anywhere cards work. There is no rewards program — the product IS the off-ramp.
It suits holders who want occasional real-world spending power without exchange accounts or credit checks. Remember that loading the card is a disposal for tax purposes in most jurisdictions, and prepaid means no credit-card purchase protections.
Quick answers
- What is the BitPay Card?
- The BitPay Card is a prepaid card from BitPay with no rewards program — it is a spending card. The spend-your-bitcoin card rather than an earn card: load from your own wallet, spend anywhere Mastercard works. No rewards program.
- Where is the BitPay Card available?
- BitPay Card availability covers United States — always verify your country on the official site, as card programs change regions more often than any directory can track.
- Are BitPay Card rewards self-custodial?
- No — rewards accrue in a custodial account with BitPay. The bitcoiner's practice is to sweep accumulated rewards to a wallet you control periodically.
Compare & alternatives
All Bitcoin cards → · Sweep rewards to a wallet you control → · Tax on spending, by country →